Home Loans & Mortgage Refinance

Home Loans, Mortgage, Apply for Home Loans, Debt Relief Solutions Australia, Bad Credit Debt Consolidation Loans, Debt Consolidation Refinance Loans, Mortgages, Home Loans, Debt Consolidation Loans Australia - Honey Loans Australia

Apply Now!

Home >Home Loans & Refinance


Honey Loans' Accreditations

FBAA COSL

Twitter

 

Home Loans & Mortgage Refinance

You may qualify for a bad credit home loan if you are not currently in bankruptcy or a part 9 agreement. You are able to apply for a home loan from the first day that you are discharged.

To qualify you need to have at a minimum 20% deposit, or 20% equity in the property you would like to refinance. Maximum loan possible is to 80% of the value of your home. Any FHOG you may be entitled to, can form a part of your 20%.

However if there are additional purchasing costs that may be incurred (such as stamp duty on purchase) these need to be covered by the applicant from own funds.

Having a parent who is prepared to be a guarantor on your loan does not remove the need for the 20% deposit.

Having a large salary does not alter the 20% deposit requirement.

As with any home loan, the applicants need to demonstrate sufficient income to service the loan repayments. Unfortunately we are not able to assist unemployed applicants, or persons on a pension.

While you may have some unpaid defaults or even an amount still outstanding under a part 9 agreement, to qualify, these must be fully consolidated into your mortgage and paid out on settlement of the loan. After the consolidation of other debts, you loan can not be higher than 80% of the value of your home.

 Apply for Home Loan 


top of the page

 

 Debt Consolidations

   Loans  Debt Consolidation - Apply
   Loans  Debt Relief - Overview
   Loans  Debt Consolidation Tips
   Loans  Payday Loans / Cash Loans  

Loans

 Home Loans & Mortgages

   Loans  Home Loans - Apply
   Loans  Home Loans - Available Types
   Loans  Home Loan Documents


   Loans  Low Doc Home Loans - Apply
   Loans  Low Doc Loans - Overview
   Loans  Investment Loans - Overview
   Loans  No Deposit Home Loans
   Loans  Interest Only Home Loans

Loans

 Bad Credit Loans

   Loans  Bad Credit Home Loans - Apply
   Loans  Bad Credit Personal Loans 
   Loans   


Loans

 Mortgage Refinance

   Loans  Mortgage Refinance
   Loans  Home Refinance
   Loans  Refinance Loans
   Loans  Refinance & Save

Loans

Personal Loans & Car Loans

   Loans  Personal Loan Facts
   Loans  Car Loans - Overview

 Loans

 First Home Buyers

   Loans  First Home Buyers Info
   Loans  FHOG - Do You Qualify?
   Loans  How Much FHOG Will I receive?
   Loans  Cost Of Home Purchase
   Loans  How Much I Can Borrow?
   Loans  First Home Buyers With Bad Credit
   Loans  Consolidation of Debts into
      your Mortgage

   Loans  Purchasing Process
   Loans  Documents Required
   Loans  Do I Need A Guarantor?

 

Home Loans Bad Credit Home Loans  |  Debt Consolidation Loans  |  Mortgage Refinance


676 Centre Rd, Betnleigh East, Vic 3165
Copyright 2004-2015 HoneyLoans.com.au serviced by Honey Finance Group Pty.Ltd ACL No.392386

   social media management by Spread Digital