Loans : Home Loans, Bad Credit Loans, Mortgage, Debt Consolidation Loans

HoneyLoans.com.au is a leading expert in bad credit loans, bad credit mortgages & debt consolidation loans. Defaults? Arrears? Bad credit rating? Bank said "No"? Let us help you to get your home loan, mortgage refinance or debt consolidation loan. We can help you
to repair your credit rating. We are delighted to have the opportunity to help you achieve your goals.                                                       

                     

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Bad Credit Finance

 Are You Looking For a
Bad Credit Mortgage?

Bad Credit Mortgages


Honey Loans' Accreditations

FBAA COSL

 


Bad Credit Applicants Welcome

Wouldn't you prefer to have an experienced broker look after your financials? We have brokers with years of experience that have assisted thousands of clients. Allow yourself to benefit from our experience , and our lower rates.
 

   Home Loans 

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   Mortgage Refinance

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   Debt Consolidation Loans

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   Payday Loans

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We get asked this question dozens of times each and every day. The answer will depend on the type of loan you are looking for and the specifics of your situation.
 

Borrowing with bad credit

Home Loans and Mortgage Refinance

You may qualify for a bad credit home loan if you are not currently in bankruptcy or a part 9 agreement. You are able to apply for a home loan from the first day that you are discharged. To qualify you need to have at a minimum 20% deposit, or 20% equity in the property you would like to refinance. Maximum loan possible is to 80% of the value of your home.

 Any FHOG you may be entitled to, can form a part of your 20%.  However if there are additional purchasing costs that may be incurred (such as stamp duty on purchase) these need to be covered by the applicant from own funds.

 Read More  |  Enquiry

Unsecured Personal Loans

If you have any paid or unpaid defaults on your credit history or you have previously been bankrupt or held a part 9 agreement – your credit report will reflect this fact for at least 5 years after the debts are fully paid out. During this time you will not qualify for any unsecured loans.

Just because you were 1 week late with a credit card payment, does not mean you have a bad credit history. A late payment here and there may not prevent you from qualifying for an unsecured personal loan.

 Read More  |  Enquiry

Secured Personal Loans

If you have any paid or unpaid defaults on your credit history or you have previously been bankrupt or held a part 9 agreement – your credit report will reflect this fact for at least 5 years after the debts are fully paid out. During this time you will not qualify for any unsecured loans.

Just because you were 1 week late with a credit card payment, does not mean you have a bad credit history. A late payment here and there may not prevent you from qualifying for an unsecured personal loan.

 Read More  |  Enquiry

Unsecured Debt Consolidation Loans

Unsecured personal loans are not available to people with bad credit. If you are struggling with your outstanding debts and are looking for some assistance with debt elimination we may be able to assist. To qualify for assistance you need to not have been previously bankrupt or in a part 9 debt agreement.

If you owe more than $8000 for any of the following:

  •  Credits cards;
  •  Personal loans;
  • Unpaid tax, phone and electricity bills;
  • Outstanding debt to Centrelink;
  • Debt through repossessed cars;
  • Other unsecured loans?

We can offer you a solution that can have you debt free within 2 – 4 years.
 

Enquiry

Payday Loans

A Pay Day loan provides a flexible option of raising cash for any purpose. Whether it is to pay the rent, mortgage or car payment, a pay day loan is available for use as you wish. A number of Pay Day Lenders in Australia offer loans without a credit check . Therefore if you have some history of bad credit and require a small short term loan, why not take out a pay day loan? In most cases money will be in your account in a matter of hours. 

Enquiry

Mortgages & Home Loans - Articles


 

 

 First Home Buyers

   Loans  First Home Buyers Info
   Loans  FHOG - Do You Qualify?
   Loans  How Much FHOG Will I receive?
   Loans  Cost Of Home Purchase
   Loans  How Much I Can Borrow?
   Loans  First Home Buyers With Bad Credit
   Loans  Consolidation of Debts into
      your Mortgage

   Loans  Purchasing Process
   Loans  Documents Required
   Loans  Do I Need A Guarantor?
 

Loans

 Debt Consolidations

   Loans  Debt Consolidation - Apply
   Loans  Debt Relief - Overview
   Loans  Debt Consolidation Tips
   Loans  Payday Loans / Cash Loans  

Loans

 Home Loans & Mortgages

   Loans  Home Loans - Apply
   Loans  Home Loans - Available Types
   Loans  Home Loan Documents


   Loans  Low Doc Home Loans - Apply
   Loans  Low Doc Loans - Overview
   Loans  Investment Loans - Overview
   Loans  No Deposit Home Loans
   Loans  Interest Only Home Loans

Loans

 Bad Credit Loans

   Loans  Bad Credit Home Loans - Apply
   Loans  Bad Credit Personal Loans 


Loans

 Mortgage Refinance

   Loans  Mortgage Refinance
   Loans  Home Refinance
   Loans  Refinance Loans
   Loans  Refinance & Save

Loans

Personal Loans & Car Loans

   Loans  Personal Loan Facts
   Loans  Car Loans - Overview

 Loans

 

 

 

Home Loans Bad Credit Home Loans  |  Debt Consolidation Loans  |  Personal Loans  |  Car Loans  |  Mortgage Refinance



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